How business credit works, how lenders read it, and how to build a file that gets you better terms.
Set up the business
Register the business, get an EIN, and open a bank account and phone line in its name.
Open accounts that report
Use vendor accounts or cards that report to the business credit bureaus.
Pay on time and check your reports
On-time payments build your file. Review your business credit reports and dispute errors.
A business loan denied by a bank or lender is information, not a verdict. Learn how to get the reasons, sort what you can fix and decide whether to reapply.
· Guide · By Credisian Editorial Team · 6 min read
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