Evergreen, step-by-step guides to building business credit and choosing financing.
The CFPB's small-business lending data rule leaves out merchant cash advances. Here's what that means for the cost disclosures you get.
· Guide · By Credisian Editorial Team · 6 min read
A business loan denied by a bank or lender is information, not a verdict. Learn how to get the reasons, sort what you can fix and decide whether to reapply.
· Guide · By Credisian Editorial Team · 6 min read
MCA consolidation can pay off existing positions, while reverse consolidation usually leaves them open. Compare remittances, deposits and payoff documents.
· Guide · By Credisian Editorial Team · 9 min read
Learn how to read the Payment Terms, Estimated Payment, and Estimated Term rows on a sales-based financing disclosure if your business revenue is seasonal.
· Guide · By Credisian Editorial Team · 8 min read
An SBA loan can pay off a merchant cash advance only after it becomes a term loan with 24 months of payments. Here is the path and what to ask.
· Guide · By Credisian Editorial Team · 6 min read
Compare merchant cash advance fees using one dated agreement: net funds, deductions, remittance and reconciliation questions to ask before signing.
· Guide · By Credisian Editorial Team · 6 min read
Alternative funding for small business is not funding without obligations. See how an SBA loan, invoice factoring and a merchant cash advance each work.
· Guide · By Credisian Editorial Team · 6 min read
How rising interest rates affect SBA payment planning: questions about fixed and variable terms, lender documents and your business cash flow.
· Guide · By Credisian Editorial Team · 5 min read
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